nep-mfd New Economics Papers
on Microfinance
Issue of 2026–03–30
two papers chosen by
Guadalupe Acra Ticona


  1. Open banking and financial inclusion in South Africa By Lwanga Elizabeth Nanziri; Paul Terna Gbahabo; Daniel Ofori-Sasu
  2. The Precarious Financial Lives of College Students in Sub-Saharan Africa By Natalie Bau; Corinne Low; Simona Simona; Bryce Steinberg

  1. By: Lwanga Elizabeth Nanziri; Paul Terna Gbahabo; Daniel Ofori-Sasu
    Abstract: This study examines the effect of open banking on financial inclusion in South Africa.
    Date: 2026–03–16
    URL: https://d.repec.org/n?u=RePEc:rbz:wpaper:11100
  2. By: Natalie Bau; Corinne Low; Simona Simona; Bryce Steinberg
    Abstract: Investment in tertiary education in Africa, unlike richer settings, is often portrayed as inequitable and inefficient. Yet, though Africa will produce much of the world’s future workforce, there is little information on college students’ financial constraints. Novel data from a Zambian flagship university show that students are highly financially vulnerable and food insecure, on par with the "ultra-poor.'' Because universities are typically urban, cash poor rural students struggle with high urban costs of living. Being allocated on-campus housing leads to less financial vulnerability and better academic outcomes. Financially supporting African university students could promote both equity and efficiency.
    JEL: I22 I24 I25 I30 O1 O12
    Date: 2026–03
    URL: https://d.repec.org/n?u=RePEc:nbr:nberwo:34989

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