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on Microfinance |
| By: | Sandhya Garg; Samarth Gupta; Sushanta Mallick (Institute of Economic Growth, Delhi) |
| Abstract: | This paper examines whether better financial access can mitigate the impact of social identity on entrepreneurship. Using a novel dataset of Indian villages and distance to bank branches, we find that proximity to a bank branch improves non-agricultural entrepreneurship of underprivileged caste groups in India, with a significant entry occurring in sectors which were dominated by the privileged caste groups. We find that this effect is mediated by the uptake of institutional credit by under-privileged groups. Our results show that the financial inclusion can break rigid social norms around caste and occupation in India. |
| Date: | 2023 |
| URL: | http://d.repec.org/n?u=RePEc:awe:wpaper:460&r=mfd |
| By: | Khondaker Golam Moazzem; A S M Shamim Alam Shibly |
| Abstract: | This study focuses on the relationship between public policies and research during the Covid pandemic period in addressing the challenges of the marginalised businesses, particularly for SMEs and women-led enterprises, in getting access to financial support (i.e., stimulus loan packages). Theoretically, a knowledge-based policy formulation process generates a policy space where actors and institutions, politics and interests, narratives and evidence intersect altogether. Incorporating these three factors in the context of a developing country is challenging, particularly for the marginalised businesses, since their participation in the policy space is minimal. |
| Keywords: | COVID-19, Public Policy, SMEs, MCSMEs, women-led enterprises, Bangladesh |
| Date: | 2022–05 |
| URL: | http://d.repec.org/n?u=RePEc:pdb:report:22&r=mfd |