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on Microfinance |
| By: | Salman Alibhai; Mengistu Bessir; Toni Weis |
| Keywords: | Finance and Financial Sector Development - Access to Finance Finance and Financial Sector Development - Microfinance Rural Development - Rural Microfinance and SMEs |
| Date: | 2021–06 |
| URL: | http://d.repec.org/n?u=RePEc:wbk:wboper:35758&r= |
| By: | World Bank |
| Keywords: | Finance and Financial Sector Development - Access to Finance Finance and Financial Sector Development - E-Finance and E-Security Finance and Financial Sector Development - Financial Regulation & Supervision Finance and Financial Sector Development - Microfinance |
| Date: | 2021–04 |
| URL: | http://d.repec.org/n?u=RePEc:wbk:wboper:35699&r= |
| By: | Amy Copley; Birce Gokalp; Daniel Kirkwood |
| Keywords: | Finance and Financial Sector Development - Microfinance Gender - Gender and Development Gender - Gender and Economic Policy Gender - Gender and Poverty Private Sector Development - Microenterprises Private Sector Development - Private Sector Economics |
| Date: | 2021–08 |
| URL: | http://d.repec.org/n?u=RePEc:wbk:wboper:36220&r= |
| By: | Jake Hess; Leora Klapper; Kathleen Beegle |
| Keywords: | Finance and Financial Sector Development - Access to Finance Finance and Financial Sector Development - E-Finance and E-Security Finance and Financial Sector Development - Microfinance Information and Communication Technologies - Digital Divide Information and Communication Technologies - Telecommunications Infrastructure Finance and Financial Sector Development - Financial Intermediation |
| Date: | 2021–06 |
| URL: | http://d.repec.org/n?u=RePEc:wbk:wboper:35870&r= |
| By: | Steven Cassimon; Alessandro Maravalle; Alberto González Pandiella; Lou Turroques |
| Abstract: | Individuals’ access to finance is particularly low in Mexico. Widening access to finance would boost growth and inclusion. This paper uses microdata from the National Survey for Financial Inclusion to assess the drivers of and the barriers to people’s financial inclusion in Mexico. Results show that working in the formal sector, the level of wealth and income, educational attainment, and age are the socio-economic characteristics that most affect the likelihood of holding any formal financial product. The relative importance of these characteristics, however, varies across financial products. Economic barriers to individuals’ financial inclusion are strongly associated with widespread informality and a low level of education and income. These results suggest that financial education programmes and credit registries considering a wider set of data to assess informal workers' credit worthiness would be promising avenues to help more Mexicans access financial services. |
| Keywords: | banks, credit registry, financial education, financial inclusion, informality |
| JEL: | D18 G2 G41 G51 G52 G53 O32 |
| Date: | 2022–10–10 |
| URL: | http://d.repec.org/n?u=RePEc:oec:ecoaaa:1728-en&r= |