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on Microfinance |
| By: | Matteo Migheli (University of Turin and CeRP-Collegio Carlo Alberto) |
| Abstract: | Access to credit and its cost is a major challenge for farmers in developing countries. Several studies show that land serves as collateral for accessing formal credit, but they often do not find any significant effect of land size on access to informal credit. I study the effects of land ownership on both the demand and the cost of informal credit in the Mekong Delta. The results show that as land ownership increases, both the demand and the cost of informal loans decrease. Design and implementation of appropriate land redistributions seems a fundamental way to fight the informal credit market. |
| Date: | 2018–06 |
| URL: | http://d.repec.org/n?u=RePEc:crp:wpaper:183&r=all |
| By: | Kraemer-Eis, Helmut; Botsari, Antonia; Gvetadze, Salome; Lang, Frank; Torfs, Wouter |
| Abstract: | This analysis provides an overview of the main markets relevant to the EIF. It starts by discussing the general market environment, then looks at the main aspects of equity finance and the guarantee and SME securitisation markets and, finally, it highlights important aspects of microfinance in Europe. A chapter on Fintech also complements the analysis. The EIF Working Papers are designed to make available to a wider readership selected topics and studies in relation to EIF's business. The Working Papers are edited by EIF's Research & Market Analysis and are typically authored or co-authored by EIF staff or are written in cooperation with EIF. |
| Date: | 2018 |
| URL: | http://d.repec.org/n?u=RePEc:zbw:eifwps:201853&r=all |