nep-mfd New Economics Papers
on Microfinance
Issue of 2019‒01‒21
three papers chosen by
Aastha Pudasainee and Olivier Dagnelie


  1. Indian Microfinance Sector: An Overview By Sinha, Pankaj; Navin, Nitin
  2. Can Community-Based Health Insurance Nudge Preventive Health Behaviours? Evidence from Rural Uganda By Nshakira-Rukundo, Emmanuel; Mussa, Essa Chanie; Nshakira, Nathan; Gerber, Nicolas; von Braun, Joachim
  3. Impact of Community-Based Health Insurance on Child Health Outcomes: Evidence on Stunting from Rural Uganda By Nshakira-Rukundo, Emmanuel; Mussa, Essa Chanie; Gerber, Nicolas; von Braun, Joachim

  1. By: Sinha, Pankaj; Navin, Nitin
    Abstract: The Indian microfinance sector was one of the largest in the world with full of growth potential. However, series of incidents happened in 2010 and thereafter changed the face of the industry. Though the crisis proved a death warrant for many MFIs, it also brought some good news for the sector. The present study attempts to overview the performance of Indian microfinance sector after the crisis. The main objective is to observe the current state of affairs of the sector and to check if the sector has recovered from that shock. Data have been taken from Mixmarket database.
    Keywords: Microfinance, Financial Inclusion, Indian Economy
    JEL: G21 I38 O16
    Date: 2018–02–07
    URL: http://d.repec.org/n?u=RePEc:pra:mprapa:90478&r=all
  2. By: Nshakira-Rukundo, Emmanuel; Mussa, Essa Chanie; Nshakira, Nathan; Gerber, Nicolas; von Braun, Joachim
    Abstract: Community-based health insurance (CBHI) schemes have emerged as strong pathways to universal health coverage in developing countries. Their examination has largely focussed on their impacts on financial protection and on the utilisation of curative health services. However, very little is known about their possible effect on utilisation of preventive health services and strategies and yet developing countries continue to carry a burden of easily preventable illnesses. To understand if this effect exists, we carry out a cross-sectional survey in communities served by a large CBHI scheme in rural south-western Uganda. We then apply inverse probability weighting of the propensity score to analyse quasiexperimental associations. We find that the probabilities for using long-lasting mosquito nets, vitamin A and iron supplementation and child deworming were significantly increased with participation in CBHI. We postulate that this effect is partly due to information diffusion and social learning within CBHI-participating burial groups. This work gives insight into the broader effects of CBHI in developing countries, beyond financial protection and utilisation of hospital-based services.
    Keywords: Health Economics and Policy, Research Methods/ Statistical Methods
    Date: 2019–01–14
    URL: http://d.repec.org/n?u=RePEc:ags:ubzefd:281280&r=all
  3. By: Nshakira-Rukundo, Emmanuel; Mussa, Essa Chanie; Gerber, Nicolas; von Braun, Joachim
    Abstract: While community-based health insurance (CBHI) becomes increasingly integrated into health systems in developing countries, there is still limited research and evidence on its probable health impacts beyond its functions for health financing or for facilitating access to services. Using a cross-sectional data from rural south-west Uganda, we apply a two-stage residual inclusion instrumental variables method to study the impact of community health insurance on stunting in children under five years. Results indicate that each year a household was enrolled in insurance was causally associated with a reduction in the probability of stunting of 5.7 percentage points. Predictive marginal effects show that children in households which have had insurance for at least 5 years had a probability of stunting of only 0.353 compared to 0.531 for children in households with no insurance. Households in CBHI were more likely to attend more free antenatal and postnatal care visits and report fewer illnesses and reported less health expenditures. Moreover, CBHI enrolment was also associated with reduced health costs. We recommend that developing countries should facilitate the expansion of community health insurance scheme not only for their contribution to health financing but even more for mortality and morbidity aversion.
    Keywords: Health Economics and Policy, Research Methods/ Statistical Methods
    Date: 2019–01–14
    URL: http://d.repec.org/n?u=RePEc:ags:ubzefd:281279&r=all

This nep-mfd issue is ©2019 by Aastha Pudasainee and Olivier Dagnelie. It is provided as is without any express or implied warranty. It may be freely redistributed in whole or in part for any purpose. If distributed in part, please include this notice.
General information on the NEP project can be found at https://nep.repec.org. For comments please write to the director of NEP, Marco Novarese at <director@nep.repec.org>. Put “NEP” in the subject, otherwise your mail may be rejected.
NEP’s infrastructure is sponsored by the School of Economics and Finance of Massey University in New Zealand.