|
on Microfinance |
| By: | Pascaline Dupas, Dean Karlan, Jonathan Robinson and Diego Ubfal |
| Abstract: | We experimentally test the impact of expanding access to basic bank accounts in Uganda, Malawi, and Chile. Over two years, 17 percent, 10 percent, and 3 percent of treatment individuals made five or more deposits, respectively. Average monthly deposits for them were at the 79th, 91st, and 96th percentiles of baseline savings. Survey data show no clearly discernible intention-to-treat effects on savings or any downstream outcomes. This suggests that policies merely focused on expanding access to basic accounts are unlikely to improve welfare noticeably since impacts, even if present, are likely small and diverse. |
| Keywords: | financial access, savings, banking, microfinance, field experiment, multi-country, Uganda, Malawi; Chile |
| JEL: | C93 D14 G21 O16 O12 |
| Date: | 2016–11 |
| URL: | http://d.repec.org/n?u=RePEc:cgd:wpaper:440&r=mfd |
| By: | Shahriar Kabir; Ruhul Salim |
| Abstract: | Islamic Microfinance (IMF) is a recently developed area of poverty alleviation practice; however, the system suffers from identifying usable operational structure and building up sustainable capital for the programs. This article proposes for a two-staged capital structure for IMF system, which would simultaneously overcome both limitations. |
| Keywords: | Islamic Microfinance, Poverty Alleviation, Asset-Backed Lending System, Sustainable Social Capital, Zakah and Tabarru’ Fund |
| JEL: | G21 P36 |
| Date: | 2016–01 |
| URL: | http://d.repec.org/n?u=RePEc:mos:moswps:2016-05&r=mfd |