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on Microfinance |
| By: | Olapade, Markus. |
| Abstract: | This report is based on a qualitative follow-up study to the quantitative impact evaluation study conducted in 2012 to assess the impacts of the formalization campaign on Formalisation, business outcomes, socio-economic outcomes and credit taking behaviour. The present study complements the initial quantitative study by assessing whether the high rate of formalization among the target group clients has had further effects on relevant business and socio- economic indicators2. The initial study found the puzzling result that the large extent of formalization that followed the campaign was accompanied only with small effects on business and socio-economic outcomes. In addition, the present study investigates whether Evangelical Social Action Forum's (ESAF) formalization activities represent a business case that improves the MFIs performance. |
| Keywords: | enterprise development, informal economy, microfinance, impact evaluation, regional level, India, développement d'entreprise, économie informelle, microfinance, évaluation de l'impact, niveau régional, Inde, desarrollo empresarial, economía informal, microfinanciamiento, evaluación de impacto, nivel regional, India |
| Date: | 2015 |
| URL: | http://d.repec.org/n?u=RePEc:ilo:ilowps:994891933402676&r=mfd |
| By: | Aliber, Michael. |
| Abstract: | Informal finance mechanisms are as diverse as they are ubiquitous, including institutions such as rotating savings and credit associations (ROSCAs), accumulating savings and credit associations (ASCAs), informal moneylending, loan brokers, and burial societies, to name a few. Such mechanisms may or may not be 'traditional', and range from simple to complex. They attend to diverse needs such as consumption smoothing, enterprise financing, promoting savings discipline, and intermediation between savers and borrowers. Arguably, the core-identifying characteristic of informal financial institutions is that emphasize inter-personal relationships, rather than relying on anonymous interaction between a client and a formal institution. |
| Keywords: | access to credit, informal economy, small enterprise, small scale industry, saving, low income, regional level, India, Uganda |
| Date: | 2015 |
| URL: | http://d.repec.org/n?u=RePEc:ilo:ilowps:994892063402676&r=mfd |
| By: | Marup Hossain (Food and Resource Economics Department, University of Florida); Mohammad Abdul Malek (Faculty of Economics, The University of Tokyo, and Research and Evaluation Division (RED), BRAC); Md. Amzad Hossain (Department of Economics, University of Dhaka); Md. Hasib Reza (Research and Evaluation Division (RED), BRAC); Md. Shakil Ahmed (Research and Evaluation Division (RED), BRAC) |
| Abstract: | We study the role of agricultural credit on productivity and livelihoods of small, marginal, and landless tenant farmers based on a randomized control trial (RCT) field experiment in Bangladesh. Twenty percent of the eligible households from the treatment group participate in the credit program and utilize sixty percent of their loans for agricultural purposes. Results show that access to credit increases adoption of modern seed varieties, productivity, and farming income in the treatment group. We find that impacts are heterogeneous over households0 headship, tenancy status, and farm size. We also examine distributional impacts using quantile regressions and find that impacts of the credit are mostly concentrated in the upper tail of the distributions. |
| Date: | 2016–10 |
| URL: | http://d.repec.org/n?u=RePEc:tky:fseres:2016cf1025&r=mfd |
| By: | Asongu, Simplice; Nwachukwu, Jacinta C. |
| Abstract: | The study assesses the role of mobile phones and mobile banking in decreasing inequality in 52 African countries. The empirical procedure involves first, examining the income-redistributive effect of mobile phone penetration and then investigating the contribution of mobile banking services in this relationship. The findings suggest an equalizing income-redistributive effect of ‘mobile phone penetration’ and ‘mobile banking’, with a higher income-equalizing effect from mobile banking compared to mobile phone penetration. Poverty alleviation channels explaining this difference in inequality mitigating propensity are discussed. |
| Keywords: | Banking; Mobile Phones; Shadow Economy; Financial Development; Africa |
| JEL: | E00 G20 L96 O17 O33 |
| Date: | 2016–01 |
| URL: | http://d.repec.org/n?u=RePEc:pra:mprapa:74650&r=mfd |
| By: | Fiala, Nathan. |
| Abstract: | The following paper Access to Finance and Enterprise growth: Evidence from an experiment in Uganda authored by Nathan Fiala sets out to understand the challenges to business growth in Uganda, relying on a sample of 1,550 micro- enterprise owners from the Northern and Central regions. |
| Keywords: | microfinance, access to credit, enterprise creation, men, women, model, Uganda, microfinance, accès au crédit, création d'entreprise, hommes, femmes, modèle, Ouganda, microfinanciamiento, acceso a créditos, creación de empresa, hombres, mujeres, modelo, Uganda |
| Date: | 2015 |
| URL: | http://d.repec.org/n?u=RePEc:ilo:ilowps:994874063402676&r=mfd |
| By: | Stangl, Anne.; Farley, Katheryn.; Sievwright, Kirsty.; Brady, Laura.; Fritz, Katherine. |
| Abstract: | The study includes quantitative and qualitative research components. This paper, titled Enhancing Women’s Entrepreneurship in Kenya: Initial Qualitative Assessment of the ILO’s GET Ahead Business Training Programme reports the results from the initial qualitative data collection exercise. Results of the follow up quantitative exercise will be available in mid-2015. |
| Keywords: | women workers, entrepreneur, entrepreneurship, gender equality, ILO Programme, training programme, evaluation, Kenya, travailleuses, entrepreneur, esprit d'entreprise, égalité des genres, programme de l'OIT, programme de formation, évaluation, Kenya, trabajadoras, empresario, capacidad empresarial, igualdad de géneros, programa de la OIT, programa de formación, evaluación, Kenya |
| Date: | 2015 |
| URL: | http://d.repec.org/n?u=RePEc:ilo:ilowps:994874093402676&r=mfd |
| By: | Diwan, Faizan.; Makana, Grace.; McKenzie, David.; Paruzzolo, Silvia. |
| Abstract: | The working paper Women business training programme in Kenya: Impact of incentives explores the issue of how to increase the take-up of ILO business training in Kenya, the Gender and Enterprise Together (GET) Ahead training programme. The researchers test three different types of invitations to the training, offering the participants different choices of accepting or declining participation. |
| Keywords: | attendance, training programme, women, entrepreneur, small enterprise, programme frameworks, evaluation, Kenya, présence, programme de formation, femmes, entrepreneur, petite entreprise, cadres des programmes, évaluation, Kenya, asistencia, programa de formación, mujeres, empresario, pequeña empresa, marco de estrategias, evaluación, Kenya |
| Date: | 2015 |
| URL: | http://d.repec.org/n?u=RePEc:ilo:ilowps:994874113402676&r=mfd |