nep-mfd New Economics Papers
on Microfinance
Issue of 2008‒06‒13
two papers chosen by
Olivier Dagnelie
Instituto de Analisis Economico, CSIC

  1. An Impact Analysis of Microfinance in Bosnia and Herzegovina By Valentina Hartarska; Denis Nadolnyak
  2. Delphi Technique in Poverty Alleviation: A Case Study By MJB Moral, Farid Ahammad Sobhani and Ruslan Rainis

  1. By: Valentina Hartarska; Denis Nadolnyak
    Abstract: This paper applies the financing constraint approach to study whether microfinance institutions improved access to credit for microenterprises in Bosnia and Herzegovina. According to this approach, microenterprises with improved assess to credit rely less on internal funds for their investments. Thus, we compare investment sensitivity to internal funds of micorenterprises in municipalities with significant presence of MFIs to that of micorenterprises in municipalities with no (or limited) presence of MFIs using Living Standards Measurement Survey and MFI branch location data. Results indicate that MFIs alleviated microbusinesses’ financing constraint. This approach is applicable to evaluating microfinance impact in other countries.
    Keywords: microfinance, impact study, Microfinance Institutions, financing constraints, Eastern Europe, Bosnia and Herzegovina
    JEL: G21 G11 O16 P20
    Date: 2007–12–01
  2. By: MJB Moral, Farid Ahammad Sobhani and Ruslan Rainis (University Sains Malaysia; University Sains Malaysia; University Sains Malaysia)
    Abstract: This study aims at investigating scholars thinking intended for poverty alleviation. Two-round Delphi techniques were applied to attain experts’ opinion in support of probable resolution of poverty. Government officials, Non-government executives, University academics, and social & political personalities are considered as scholars. The scholars think that limitation of job is the fundamental cause of poverty that is why the poor are bound to live in vulnerable unhygienic places where inadequate services are prevailing. They also argued that by providing home-based work and especial training that will help them to get job for income generation, the poverty problems could be reduced. As well community-based management similar to labor intensive low-cost housing factory and sanitation plant will also been lead to decrease poverty. To avoid hypothetical discover, the study analyzed poverty alleviation activities of UNDP/GOB project. The UNDP/GOB project entitled ‘Local Partnerships for Urban Poverty Alleviation’ is one of the biggest urban poverty alleviating projects in Bangladesh. There are many successful activities of this project such as community-based micro-credit, sanitation as well as drinking water has been highlighted. The study was undertaken by acquiring primary data from the field survey that employed a structure questionnaire and gathered information emphasis on poverty. Heads of poor households or a member behalf of HH, were used as respondents.
    Date: 2008–06

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