nep-mfd New Economics Papers
on Microfinance
Issue of 2007‒09‒16
two papers chosen by
Olivier Dagnelie
University of Namur

  1. Post-conflict Microfinance: Assessment and Policy Notes for Iraq By Sameeksha Desai
  2. Insurance for the Poor: The Case of Informal Insurance Groups in Benin By Philippe LeMay-Boucher

  1. By: Sameeksha Desai (Max Planck Institute of Economics and George Mason University)
    Abstract: This paper explores the potential of microfinance in post-conflict economies, and specifically examines policy considerations for the case of Iraq. It presents important conditions of the post-conflict economy, and examines three critical requirements for successful microfinance operations, as outlined by the Microenterprises Best Practices Project. Political stability, economic demand and population stability are evaluated in the case of Iraq. Several other considerations are also addressed, including matters of scale, government mechanisms and support, and gender and religious contexts.
    Keywords: microfinance, Iraq, postconflict, political stability, population stability
    JEL: O1 O5 P2
    Date: 2007–09–12
  2. By: Philippe LeMay-Boucher
    Abstract: This paper studies indigenous insurance groups using evidence from urban areas in Benin. Many of these informal institutions co-exist within neighbourhood-distance. They are based on well-defined rules and regulations, offering premium-based insurance for funeral expenses, as well as other forms of insurance and credit to cope with hardships. We provide first a description of these groups. Then we investigate, with the help of an original dataset, which individual characteristics are significant in explaining both the probability to join such groups and the choice of insurance coverage.
    Keywords: groups, insurance, Benin
    JEL: O17 O18 C21
    Date: 2007

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