| Abstract: |
This study ains to know how the profit-sharing mechanism for musharaka
financing at Bank KB Bukopin Syariah Business Area Padang. The method of
collecting data with Interview techniques, Library Techniques, and Data
Analysis Methods with qualitative methods, implementing musyarakah financing
at Bank KB Bukopin Syariah Business Area Padang, namely by providing a portion
in the form of providing working capital. 70% of the total funds by the bank
and 30% of capital from customers. However, there is still a lack of public
knowledge regarding the scope of Islamic banking so that they do not know the
benefits of Musyarakah financing, making the distribution of Musyarakah
profit-sharing financing for individual businesses not going well, the
distribution of funds at KBBS, namely financing with a Musyarakah contract is
in accordance with PSAK 106. |