| Abstract: |
Bank health is assessed as the ability of a bank to carry out normal banking
operations and be able to fulfill all of its obligations properly, in
accordance with applicable regulations. With regard to the health of Islamic
banks, the Islamic Financial Authority (OJK) is the agency authorized to
supervise bank health in Indonesia. A healthy bank is a bank that can carry
out its functions properly, such as being able to maintain public trust, being
able to carry out the intermediary function, being able to help smooth payment
traffic, and being able to carry out monetary policy. There are several ways
to measure the soundness of a bank, one of which is using the CAMEL (Capital,
Asset Quality, Management, Earning and Liquidity) method. |