nep-ict New Economics Papers
on Information and Communication Technologies
Issue of 2016‒06‒25
four papers chosen by
Walter Frisch
Universität Wien

  1. Stimulating digital innovation for growth and inclusiveness: The role of policies for the successful diffusion of ICT By OECD
  2. A Review on Advanced Security Solutions in Online Banking Models By Aithal, Sreeramana
  3. The consumption of cultural goods through the internet. How is it affected by the digital divide? By Victoria Ateca-Amestoy; Concetta Castiglione
  4. DigComp 2.0: The Digital Competence Framework for Citizens. Update Phase 1: the Conceptual Reference Model. By Riina Vuorikari; Yves Punie; Stephanie Carretero Gomez; Godelieve Van Den Brande

  1. By: OECD
    Abstract: This report analyses the importance of the adoption and the effective use of information and communication technologies (ICTs) for enabling digital innovation for growth and inclusiveness, and discusses the role of public policies in stimulating such adoption and use. Given the emergence of a new digital divide caused by a possible breakdown of the “diffusion machine”, and given the strong interest of governments in furthering ICT adoption and use in particular by SMEs and disfavoured social groups, emphasis is put on policies stimulating ICT diffusion across society, i.e. ICT demand side policies.
    Date: 2016–06–16
  2. By: Aithal, Sreeramana
    Abstract: Online banking using mobile devices (mobile banking) is an effective and convenient way of providing electronic banking facility to customers from anywhere and at any time. The advent of mobile communication technology coupled with a boost in trade and commerce activity is increasingly driving the banking financial services to become ubiquitous, personalized, convenient, disseminative and secure. Realizing the advantages to be gained from mobile banking, financial institutions have begun to offer mobile banking options for their customers in addition to the internet banking they already provide. The large scale use of mobile phones in mobile banking has been closely followed by the increase in mobile fraud. Although eager to use mobile financial services, many subscribers are concerned about the security aspect when carrying out financial transactions over the mobile network. In fact, lack of security is seen as the biggest deterrent to the widespread adoption of mobile financial services. Hence, fraud prevention has become an essential ingredient in the success of online financial transactions. To enhance the security for the online financial transaction, a biometric fingerprint authentication system is proposed. In this paper, the feasibility and limitations of an advanced biometric fingerprint authentication system for mobile banking are discussed.
    Keywords: Online financial transaction, bio-metric authentication, ubiquitous banking, mobile business.
    JEL: G2
    Date: 2016–04
  3. By: Victoria Ateca-Amestoy (Department of Fundamentos del Análisis Económico II. University of the Basque Country. Avda. Lehendakari Aguire, 83. 48015, Bilbao (Spain)); Concetta Castiglione (Department of Statistical Sciences, University of Bologna, Via delle Belle Arti, 41 - 40126 Bologna (Italy))
    Abstract: Cultural engagement through the internet is becoming a more popular way of cultural participation, as computers and mobile devices are the outlet for more cultural experiences. On the one hand, this may help to access a wider variety of cultural contents in the form of digital goods. On the other hand, the digital divide could further exacerbate the stratification of cultural consumption. Using data from the 2012 Survey of Public Participation in the Arts for the United States, we explain the determinants of cultural participation through digital engagement for highbrow and lowbrow cultural activities, explicitly accounting for the selection in the sample of internet users. Our results suggest different determinants of these two categories, especially for the role played by age and education.
    Keywords: Cultural participation, digital engagement, interne cultural consumption, selection, Heckman selection probit model
    JEL: Z10
    Date: 2016–05
  4. By: Riina Vuorikari (European Commission – JRC - IPTS); Yves Punie (European Commission – JRC - IPTS); Stephanie Carretero Gomez (European Commission – JRC - IPTS); Godelieve Van Den Brande (European Commission, DG Employment)
    Abstract: The European Digital Competence Framework for Citizens, also known as DigComp, offers a tool to improve citizens’ digital competence. DigComp was first published in 2013 and has become a reference for many digital competence initiatives at both European and Member State levels. This document introduces DigComp 2.0. It constitutes phase 1 of the update of the framework which focuses on the conceptual reference model, new vocabulary and streamlined descriptors. The current document also gives examples of how DigComp is used at the European, national and regional levels.
    Keywords: Digitally-competent educational organisations, innovation in education, European Framework for Digitally-Competent Eeducational Organisations, educational policy, digital learning technologies, self-assessment questionnaire, ICT for learning and skills
    JEL: I20 I21 I23 I28 I29
    Date: 2016–06

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