By: |
Mariotto, Carlotta (MINES ParisTech, PSL - Research University);
Verdier, Marianne (Université Paris 2 Panthéon Assas, CRED (TEPP) and MINES ParisTech, PSL - Research University) |
Abstract: |
Over the recent years, the development of Internet banking and mobile banking
has had a considerable impact on competition in the retail banking industry.
In some countries, the regulatory framework has been adapted to allow
non-banks to operate in retail payments and compete with banks for deposits.
Several platforms or large retailers have started to offer innovative
financial products to their customers. In this paper, we survey the issues
related to innovation and competition in Internet banking and mobile banking
and discuss some perspectives for future research. |
Keywords: |
bank competition; bank regulation; non-banks; payment systems; Internet banking; mobile banking; platform markets |
JEL: |
E42 G21 L96 |
Date: |
2015–11–25 |
URL: |
http://d.repec.org/n?u=RePEc:hhs:bofrdp:2015_023&r=ict |