nep-ict New Economics Papers
on Information and Communication Technologies
Issue of 2015‒12‒20
two papers chosen by
Walter Frisch
Universität Wien

  1. Innovation and competition in Internet and mobile banking: an industrial organization perspective By Mariotto, Carlotta; Verdier, Marianne
  2. Informatics, Data Mining, Econometrics and Financial Economics: A Connection By Chang, C-L.; McAleer, M.J.; Wong, W-K.

  1. By: Mariotto, Carlotta (MINES ParisTech, PSL - Research University); Verdier, Marianne (Université Paris 2 Panthéon Assas, CRED (TEPP) and MINES ParisTech, PSL - Research University)
    Abstract: Over the recent years, the development of Internet banking and mobile banking has had a considerable impact on competition in the retail banking industry. In some countries, the regulatory framework has been adapted to allow non-banks to operate in retail payments and compete with banks for deposits. Several platforms or large retailers have started to offer innovative financial products to their customers. In this paper, we survey the issues related to innovation and competition in Internet banking and mobile banking and discuss some perspectives for future research.
    Keywords: bank competition; bank regulation; non-banks; payment systems; Internet banking; mobile banking; platform markets
    JEL: E42 G21 L96
    Date: 2015–11–25
  2. By: Chang, C-L.; McAleer, M.J.; Wong, W-K.
    Abstract: This short communication reviews some of the literature in econometrics and financial economics that is related to informatics and data mining. We then discuss some of the research on econometrics and financial economics that could be extended to informatics and data mining beyond the existing areas in econometrics and financial economics.
    Keywords: econometrics, financial economics, informatics, data mining, theory, statistics
    JEL: C01 C81 C82 G14 L86 P34
    Date: 2015–11–01

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