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on Information and Communication Technologies |
| By: | Sani Ibrahim, Mr. Saifullahi; Muhammad, Mr. Abubakar |
| Abstract: | This study examines the impact of Information and Communication Technology (ICT) on banks performance in Nigeria using annual panel data set over 2001 to 2011 periods. The data was analysed using panel unit root, panel cointegration, Fully Modified Ordinary Least Square (FMOLS) and Generalised Method of Moments (GMM) to reveals a positive impact of ICT on banks performance in the country. Therefore, the study concludes that cautious application of ICT apparatus will continue to enhance commercial banks performance in the country unless otherwise disrupted by externalities. The implication of this finding exposes the potentiality of cashless economy in Nigeria for strengthening the efficacy of financial system. Accordingly, the Central Bank of Nigeria’ cashless policy is an initiative at the right direction since it will help in minimising the cost of issuing currency in the fairly performing Nigerian economy. We recommend that there is the need for orienting the populace about the benefit of ICT product on banking operation in particular and the economy in general. In order to promote more patronage of ICT equipments on the one hand and enhance banking culture on the other hand, concerted efforts must be made to translate the ICT device language into the major local languages so that client can find it user-friendly at the midst of prevailing high rate of illiteracy in the country . |
| Keywords: | Bank, financial system panel data, information and communication technology |
| JEL: | C23 G21 |
| Date: | 2013–06–10 |
| URL: | http://d.repec.org/n?u=RePEc:pra:mprapa:49062&r=ict |
| By: | Franck Barry (Trinity College Dublin) |
| Abstract: | Ireland has been one of the global economic success stories of the last 20 years. National income rose from less than 65% of the EU15 average in the mid 1980s to well above parity today. Ireland is also the most FDI-intensive economy in Europe. Section A of the present report provides an analysis of the rapid economic development of the “Celtic Tiger” era and how Ireland’s status as a successful export platform for foreign Multinational Corporations was achieved. Though the production structure of the economy is heavily weighted towards (largely foreign-owned) high-technology and ICT-using industries, the country lags behind in terms of personal ICT use. The remainder of Section A presents regional and national data on ICT production and diffusion across the economy. The main focus of the report in on the more advanced Southern and Eastern region of the two NUTS II regions into which the country is divided. The indigenous software sector, the emergence and growth of which is the subject of Section B, is very heavily clustered in this region. Section B charts the role played by the foreign-owned high-tech ICT-using sectors in seeding this ICT-producing cluster and provides details of the types of state interventions that emerged through a process of trial and error to support the cluster. The conclusions presented in Section C reflect on the implications of the case study for the roles that FDI and different types of knowledge spillovers can play in the emergence of a knowledge-intensive cluster and on the types of policies that can play a role in assisting its evolution. |
| Keywords: | ICT, Information and Communication Technologies, software, Ireland, Dublin |
| JEL: | D22 L52 L86 R12 |
| Date: | 2013–08 |
| URL: | http://d.repec.org/n?u=RePEc:ipt:iptwpa:jrc83549&r=ict |
| By: | Cette, G.; Lopez, J.; Mairesse,J. |
| Abstract: | Our study aims at assessing the actual importance of the two main channels usually contemplated in the literature through which upstream sector anticompetitive regulations may impact productivity growth: business investments in R&D and in ICT. We thus precisely try to estimate what are the specific impacts of these two channels and their shares in total impact as against alternative channels of investments in other forms of intangible capital such as improvements in skills, management and organization. For this, we specify an extended production function relating productivity explicitly to R&D and ICT capital as well as to upstream regulations, and two factor demand functions relating R&D and ICT capital to upstream regulations. These relations are estimated on a panel of 14 OECD countries and 13 industries over the period 1987-2007. Our estimates confirm the results of previous similar studies finding that the impact of upstream regulations on total factor productivity can be sizeable, and they provide evidence that a good part of the total impact, though not a predominant one, goes through both investments in ICT and R&D, and particularly the latter. |
| Keywords: | Productivity, Growth, Regulations, Competition, Catch-up, R&D, ICT |
| JEL: | O43 L5 O33 O57 L16 C23 |
| Date: | 2013 |
| URL: | http://d.repec.org/n?u=RePEc:bfr:banfra:441&r=ict |