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on Information and Communication Technologies |
| By: | Oz Shy |
| Abstract: | This paper reviews recent developments in online and mobile banking in the United States that provide bank account holders with low-cost interfaces to manage account-to-account electronic money transfers. The paper analyzes the emerging decentralized market in which A2A money transfers are becoming available in the United States and compares it with the A2A market in other countries. The paper constructs analytical examples to explain and evaluate the structure of the emerging U.S. market and discusses possible policy actions that may enhance the use of A2A money transfers in the United States. |
| Keywords: | Internet banking ; Electronic funds transfers |
| Date: | 2011 |
| URL: | http://d.repec.org/n?u=RePEc:fip:fedbpp:11-10&r=ict |
| By: | Anja, Breitwieser; Neil, Foster |
| Abstract: | Following the conclusion of the TRIPS Agreement, much has been written on the potential costs and benefits of stronger Intellectual Property Rights (IPRs) protection in terms of its impact on innovation and technology transfer, as well as economic growth and welfare. This paper documents the development of IPR regimes within countries and internationally, before surveying the theoretical and empirical literature linking the protection of IPRs to economic growth, innovation and technology diffusion. |
| Keywords: | Intellectual Property Rights; Innovation; Economic Growth; Technology Diffusion |
| JEL: | F13 O34 F53 O31 |
| Date: | 2012–01–20 |
| URL: | http://d.repec.org/n?u=RePEc:pra:mprapa:36094&r=ict |