nep-ias New Economics Papers
on Insurance Economics
Issue of 2018‒07‒16
ten papers chosen by
Soumitra K. Mallick
Indian Institute of Social Welfare and Business Management

  1. Pathways Taken by New Social Security Disability Insurance and Supplemental Security Income Awardees By Priyanka Annand; Yonatan Ben-Shalom
  2. Employment-Related Health Insurance and Service Delivery Needs of Persons With Disabilities By John Gettens; Alexis D. Henry
  3. Tips to Improve Medicare-Medicaid Integration Using D-SNPs: Designing an Integrated Summary of Benefits Document By Erin Weir Lakhmani; Alexandra Kruse
  4. How Can My Organization Connect Children to Coverage? A Guide to Fundamentals and Promising Practices By Leslie Foster; Frank Martin
  5. Does Voluntary Risk Taking Affect Solidarity? Experimental Evidence from Kenya By Strobl, Renate; Wunsch, Conny
  6. RWJF Grantees Help Shore Up Enrollment in the Health Care Marketplace (Research Brief) By Cara Orfield; Sheila Hoag
  7. Optimal Contracts for Discouraging Deforestation with Risk Averse Agents By Charles F. Mason
  8. Promoting Readiness of Minors in Supplemental Security Income (PROMISE): Wisconsin PROMISE Process Analysis Report By Rebekah Selekman; Mary Anne Anderson; Todd Honeycutt; Karen Katz; Jacqueline Kauff; Joseph Mastrianni; Adele Rizzuto
  9. The Effects of a Change in the Social Security Earnings Test on the Japanese Elderly Male Labor Supply By Koyo Miyoshi; Taichi Tamura
  10. Almost first-degree stochastic dominance for transformations and its application in insurance strategy By Zhao, Feng; Gao, Jianwei; Gu, Yundong

  1. By: Priyanka Annand; Yonatan Ben-Shalom
    Abstract: We use administrative data to examine the various milestones achieved and pathways followed by new Social Security Disability Insurance (DI) and Supplemental Security Income (SSI) awardees.
    Keywords: social security disability insurance, supplemental security income, benefit termination, employment
    JEL: I J
  2. By: John Gettens; Alexis D. Henry
    Abstract: This article identifies and examines the employment-related health insurance, health care, and service delivery needs of employed and potentially employed persons with disabilities.
    Keywords: employment, health care, policy
    JEL: I J
  3. By: Erin Weir Lakhmani; Alexandra Kruse
    Abstract: This brief identifies ways that states can improve Dual Eligible Special Needs Plans (D-SNPs) member materials by using contractual requirements to ensure that Medicare and Medicaid benefit information for aligned plans is incorporated into a single, streamlined Summary of Benefits (SB) document.
    Keywords: Medicare, Medicaid, Dual eligible, integrated care, Special Needs Plans, Summary of Benefits
    JEL: I
  4. By: Leslie Foster; Frank Martin
    Abstract: This guide is designed for directors, managers, and coordinators who lead CHIP and Medicaid outreach and enrollment activities at their organizations. It’s based on the work of organizations that participated in the federal government’s Connecting Kids to Coverage grant program.
    Keywords: CHIP, Medicaid, Outreach, Enrollment, CMS, strategies
    JEL: I
  5. By: Strobl, Renate; Wunsch, Conny
    Abstract: In this study we experimentally investigate whether solidarity, which is a crucial base for informal insurance arrangements in developing countries, is sensitive to the extent to which individuals can influence their risk exposure. With slum dwellers of Nairobi our design measures subjects' willingness to share income with a worse-off partner both in a setting where participants could either deliberately choose or were randomly assigned to a safe or a risky project. We find that only a subgroup of subjects reduces willingness to give when risk exposure is a choice. Responses are limited to donors in the risky project, whereas donors in the safe project do not adjust their willingness to give. This difference in behaviour can be explained by differential giving in the absence of choice. Lucky winners with the risky project show a particularly high degree of solidarity with unlucky losers compared to donors and partners assigned to the safe project when they face risk for exogenous reasons. The possibility of free project choice removes these differences in generosity and we show that this is driven by attributions of responsibility for neediness. Our results suggest that crowding out of informal support might be less severe than suggested by the studies from Western countries and the evidence on formal insurance from developing countries.
    Keywords: Kenya; Risk Taking; Solidarity
    JEL: C91 D63 D81 O12
    Date: 2018–06
  6. By: Cara Orfield; Sheila Hoag
    Abstract: In fall 2017 the Robert Wood Johnson Foundation (RWJF) invested over $3 million to shore up outreach and enrollment support. To better understand the effects of these investments, RWJF engaged Mathematica Policy Research to conduct a process assessment.
    Keywords: outreach, enrollment, Affordable Care Act, coverage, health care marketplace, open enrollment
    JEL: I
  7. By: Charles F. Mason
    Abstract: There is an emerging consensus that carbon emissions must be limited. An attractive approach to promoting carbon reductions is to encourage reductions in deforestation. But any such strategy must confront a basic problem: agents that might be induced to reduce their actions which would reduce forests have private information about their opportunity costs. This concern seems particularly likely to apply in situations where there are significant related risks, as agents seem highly likely to differ in their tolerance for risk. In this paper, I investigate a contracting scheme designed to mitigate the asymmetric information problem where agents are heterogeneous in their tolerance for risk. Mechanisms that recognize the potential insurance value associated with the acquisition of sequestration services, and that pay attention to landholders’ private information about risk tolerance, offer a sensible way to approach the problem. These contracts are generally a cheaper approach to maintenance of forests than a simple, constant per-unit subsidy.
    Keywords: incentive contracting, risk aversion, deforestation
    JEL: D04 D86 L15 Q54
    Date: 2018
  8. By: Rebekah Selekman; Mary Anne Anderson; Todd Honeycutt; Karen Katz; Jacqueline Kauff; Joseph Mastrianni; Adele Rizzuto
    Abstract: This report presents findings on the implementation and operation of the Wisconsin PROMISE program, which was designed to (1) provide educational, vocational, and other services to SSI youth and their families and (2) improve service coordination among state and local agencies serving that population.
    Keywords: Promoting Readiness of Minors in Supplemental Security Income, PROMISE, youth, disability, transition, Wisconsin, Social Security Administration, Supplemental Security Income
    JEL: I J
  9. By: Koyo Miyoshi (Aichi-Gakuin University); Taichi Tamura (Policy Research Institute, Ministry of Finance)
    Abstract: This paper examines the effects of the elimination of a 20% cut in the pension for regular workers aged 60?64 years in 2005 on the supply of elderly Japanese labor. For data, we use the 2004 and 2007 Comprehensive Survey of Living Conditions. The estimation results indicate that the change increased the supply of male regular workers and decreased that of nonregular workers aged 60?64 years but did not increase the overall labor supply.
    Keywords: Social security earnings test, Pension, Elderly labor supply
    JEL: J14 J22 H55
    Date: 2017–05
  10. By: Zhao, Feng; Gao, Jianwei; Gu, Yundong
    Abstract: Almost stochastic dominance is a relaxation of stochastic dominance, which allows small violations of stochastic dominance rules to avoid situations where most decision makers prefer one alternative to another but stochastic dominance cannot rank them. The authors first discuss the relations between almost first-degree stochastic dominance (AFSD) and the second-degree stochastic dominance (SSD), and demonstrate that the AFSD criterion is helpful to narrow down the SSD efficient set. Since the existing AFSD criterion is not convenient to rank transformations of random variables due to its relying heavily on cumulative distribution functions, the authors propose the AFSD criterion for transformations of random variables by means of transformation functions and the probability function of the original random variable. Moreover, they employ this method to analyze the transformations resulting from insurance and option strategy.
    Keywords: stochastic dominance,almost stochastic dominance,transformation,utility theory
    JEL: C51 D81
    Date: 2018

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