nep-fle New Economics Papers
on Financial Literacy and Education
Issue of 2025–04–07
six papers chosen by
Viviana Di Giovinazzo, Università degli Studi di Milano-Bicocca


  1. Constraints to Digital Financial Inclusion of Beneficiaries of PSARA Cash Transfer Program in Haiti By Cristina Martinez Cuellar; Cornelia M. Tesliuc; Pascal Jaupart; Ailo Klara Manigat
  2. Payment literacy pays off: higher trust and financial inclusion By Carin van der Cruijsen; Jakob de Haan
  3. Emerging Trends in National Financial Inclusion Strategies that Support Women’s Entrepreneurship By Yasmin Bin-Humam; Julia Constanze Braunmiller; Mahmoud Elsaman
  4. The Global State of Financial Inclusion and Consumer Protection By World Bank
  5. G20 Policy Recommendations for Advancing Financial Inclusion and Productivity Gains through Digital Public Infrastructure By World Bank
  6. Coaching in Economic Inclusion By Shilohni Sumanthiran; Keetie Roelen

  1. By: Cristina Martinez Cuellar; Cornelia M. Tesliuc; Pascal Jaupart; Ailo Klara Manigat
    Keywords: Finance and Financial Sector Development-Access to Finance Finance and Financial Sector Development-Financial Literacy Macroeconomics and Economic Growth-Remittances Information and Communication Technologies-Poverty Reduction & ICT
    Date: 2023–09
    URL: https://d.repec.org/n?u=RePEc:wbk:wboper:40371
  2. By: Carin van der Cruijsen; Jakob de Haan
    Abstract: This paper proposes a payment literacy index, developed using a comprehensive consumer survey in the Netherlands to assess knowledge of both traditional and new payment methods, as well as fraud in the payment system. The index suggests that there is considerable room for improvement in payment literacy. Payment literacy is influenced by a number of personal characteristics, the information sources used, experiences with fraud, and the desire to be well informed about payments. Our findings suggest a positive relationship between payment literacy and trust in the payment system and banks, as well as the likelihood of individuals adopting new payment methods and making payments independently.
    Keywords: payment literacy; payments; financial inclusion; financial literacy; trust
    JEL: D12 D83 G50 J16 J33
    Date: 2025–03
    URL: https://d.repec.org/n?u=RePEc:dnb:dnbwpp:831
  3. By: Yasmin Bin-Humam; Julia Constanze Braunmiller; Mahmoud Elsaman
    Keywords: Social Development-Social Inclusion & Institutions Finance and Financial Sector Development-Access to Finance Gender-Gender Monitoring and Evaluation Gender-Gender and Economic Policy
    Date: 2023–03
    URL: https://d.repec.org/n?u=RePEc:wbk:wboper:39659
  4. By: World Bank
    Keywords: Law and Development-Corruption & Anticorruption Law Finance and Financial Sector Development-Finance and Development Social Protections and Labor-Social Protections & Assistance
    Date: 2024–03
    URL: https://d.repec.org/n?u=RePEc:wbk:wboper:41250
  5. By: World Bank
    Keywords: Finance and Financial Sector Development-Access to Finance Finance and Financial Sector Development-Financial Structures Finance and Financial Sector Development-Public & Municipal Finance Finance and Financial Sector Development-Payment Systems & Infrastructure
    Date: 2023–10
    URL: https://d.repec.org/n?u=RePEc:wbk:wboper:40421
  6. By: Shilohni Sumanthiran; Keetie Roelen
    Keywords: Education-Nonformal Education
    Date: 2023–12
    URL: https://d.repec.org/n?u=RePEc:wbk:wboper:40738

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NEP’s infrastructure is sponsored by the School of Economics and Finance of Massey University in New Zealand.