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on Community banking and credit unions |
| By: | Olorunnisola Abiola Olubukola (Kampala International University, Kampala, Uganda); Aine Oman (Kampala International University, Kampala, Uganda); Manyange Micheal (Kampala International University, Kampala, Uganda); Olaiya Sanya Peter (Kampala International University, Kampala, Uganda); Matovu Juma (Kampala International University, Kampala, Uganda) |
| Abstract: | Financial inclusion is essential for all individuals in the community reflecting affordability, accessibility and reliability of financial services particularly in Nsiika town council, Buhweju district, Uganda where the levels of financial inclusion are still very low with only 16% of the mature population keeping their funds at official deposit taking organizations and now with introduction of mobile money services, it is considered a major factor. The main purpose of the study is to |
| Keywords: | diffusion of innovations theory, mobile loans, Uganda, Buhweju district, financial inclusion, mobile money services, mobile money services financial inclusion Buhweju district Uganda diffusion of innovations theory mobile loans |
| Date: | 2025–09–12 |
| URL: | https://d.repec.org/n?u=RePEc:hal:journl:hal-05547005 |
| By: | Wiatt, Renee D. |
| Abstract: | Rural small businesses have been and continue to be the backbone of their local community. Rural small businesses consist of more than simply farms that we often associate with rural. Rural small businesses deliver more than just goods and services to their community; they serve as a gathering place, a social hub, and support for the rural residents that they serve. Thus, when a rural small business closes instead of passing to the next generation, the community loses more than just a business. They lose a local partner, a community gathering spot, and the goods, services, and jobs that they provide. This article takes an introductory look into the exit intentions, succession plans, and what is needed to bring in the next generation. |
| Keywords: | Agribusiness, Community/Rural/Urban Development |
| Date: | 2026–03–29 |
| URL: | https://d.repec.org/n?u=RePEc:ags:ncrcrd:396377 |
| By: | Michel Denuit; Jos\'e Miguel Flores-Contr\'o; Christian Y. Robert |
| Abstract: | This paper studies proportional risk sharing at claim occurrence time in community-based insurance. Each participant is modeled by an individual Cram\'er-Lundberg surplus process, and, whenever a claim is reported within the pool, its cost is redistributed according to a fixed allocation matrix. We compare the infinite-time ruin probability of each participant under stand-alone operation and under pool participation. Our main result shows that pooling reduces, for every participant, the infinite-time ruin probability when claim severities belong to a common scale family, the allocation rule satisfies full allocation and actuarial fairness, and each transfer remains bounded by an individual capacity condition. The proof relies on a convex-order comparison between the losses borne inside the pool and the corresponding stand-alone losses. We also clarify the role of these assumptions by showing that, outside this framework, pooling need not be beneficial for all participants. Numerical illustrations with Exponential and LogNormal severities support the theoretical findings and highlight how the design of proportional sharing rules affects solvency. The paper thus provides simple and interpretable sufficient conditions under which transparent linear risk-sharing arrangements improve individual solvency in community-based insurance. |
| Date: | 2026–03 |
| URL: | https://d.repec.org/n?u=RePEc:arx:papers:2603.29530 |
| By: | Liu, Edgar; Aminpour, Fatemeh; Davies, Liam; Pawson, Hal; Sharam, Andrea |
| Abstract: | This project examines the long-term impacts of transferring public housing to community housing providers (CHPs) in Australia. It explores how large-scale property transfers have influenced CHP operations, finances, tenant services and outcomes, and identifies policies to support the goals of transfer programs. Public housing transfers have been a prominent government strategy for growing Australia’s community housing sector for decades. Transfer programs aim to improve economic efficiency, expand the community housing sector and enhance tenant outcomes. Recent changes to program scale, contract terms, resourcing and service delivery have resulted in divergent outcomes. Assessing the impacts of different programs informs more effective transfer strategies. |
| Date: | 2026–03–25 |
| URL: | https://d.repec.org/n?u=RePEc:osf:socarx:3av5c_v1 |
| By: | Michael S. Barr |
| Date: | 2026–03–24 |
| URL: | https://d.repec.org/n?u=RePEc:fip:fedgsq:102940 |