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on MENA - Middle East and North Africa |
| By: | Bourjila Mountacer (UIT - Université Ibn Tofaïl); Ayoub El Bahi (UIT - Université Ibn Tofaïl) |
| Abstract: | This research investigates the impact of technological innovation adoption on the organizational culture of Small and Medium-sized Enterprises (SMEs) in Morocco. The central research question explores how the adoption of technological innovation influences cultural dynamics within Moroccan SMEs. Employing a questionnaire-based methodology with 183 responses, the study aims to shed light on the intricate relationship between technological innovation and organizational culture in the context of Moroccan SMEs. The study reveals two key findings. Firstly, it is observed that the adoption of technological innovation serves as a robust driver to stimulate a culture of efficiency within the surveyed SMEs. Secondly, the research underscores the emergence of tensions within Moroccan SMEs arising from resistance to technological change. However, the principal limitation of this study is the restricted number of respondents, which may limit the generalizability of our findings to the broader landscape of Moroccan SMEs. Despite this limitation, the insights gleaned offer valuable perspectives and a foundation for future research to further explore the nuanced interplay between technological innovation and organizational culture in Moroccan SMEs. In summary, this study contributes valuable insights into the nexus between technological innovation and organizational culture within Moroccan SMEs. The findings underscore the dual nature of this relationship, acting as both a catalyst for efficiency-driven cultural enhancement and a source of tension due to resistance to change. The implications of these findings extend beyond the confines of individual SMEs, offering guidance for policymakers, industry practitioners, and scholars seeking to understand and facilitate the positive integration of technological innovation in diverse organizational settings. Keywords: Technological innovation; Organizational culture; Moroccan SMEs. |
| Keywords: | Technological innovation, Organizational culture, Moroccan SMEs |
| Date: | 2024 |
| URL: | http://d.repec.org/n?u=RePEc:hal:journl:hal-04401627&r=ara |
| By: | Chafik Bensfia (USMBA - Université Sidi Mohamed Ben Abdellah - Fès [Université de Taza]); Ahmed Bouklata |
| Abstract: | The demand for the use of remote services is increasing year by year in a connected world where 62% of the population will have access to the Internet in 2020 (Internet Live Stats). Despite the need to use these information and communication technologies (ICT) in various areas of life, the issue of acceptance and use has and continues to generate interest among several researchers. The purpose of this paper is to identify the factors that influence the acceptance and use of ICT in the context of port clearance payments for cross-border trade. 144 users of multi-channel payment platforms for passenger rights in Moroccan ports were interviewed in this study. After processing the data, the results of the study showed that the ease of use and perceived usefulness of these new payments positively affect users' attitudes towards these payment methods and increase the percentage of use, which confirms previous work on the validity of the TAM and TAM2 acceptance models. |
| Abstract: | La demande d'utilisation des services à distance augmente d'année en année dans un monde connecté où 62% de la population avoir accès à Internet en 2020 (Internet Live Stats). Malgré la nécessité d'utiliser ces technologies de l'information et de la communication (TIC) dans divers domaines de la vie, la question d'acceptation et d'utilisation a suscité et continue de susciter l'intérêt de plusieurs chercheurs. Le but de ce papier est d'identifier les facteurs qui influencent l'acceptation et l'utilisation des TIC dans le cadre du paiement des droits de passage portuaire concernant le commerce transfrontalier en utilisant la méthode des équations structurelles basées sur les moindres carrés partiels (PLS-SEM), 144 utilisateurs des plateformes de paiement multicanal pour les droits des passagers dans les ports marocains ont été interrogés dans le cadre de cette étude. Après avoir traité les données, les résultats de l'étude ont montré que la facilité d'utilisation et l'utilité perçue de ces nouveaux paiements affectent positivement l'attitude des utilisateurs à l'égard de ces moyens de paiement et augmentent le pourcentage d'utilisation, ce qui confirme les travaux antérieurs de la validité des modèles d'acceptation TAM et TAM2. |
| Keywords: | Technological acceptance, determinants of use, Multichannel payment., Mots Clés : Acceptation technologique, déterminants d’utilisation, paiement multicanal. |
| Date: | 2023–01–01 |
| URL: | http://d.repec.org/n?u=RePEc:hal:journl:hal-04375393&r=ara |
| By: | International Monetary Fund |
| Abstract: | Jordan has weathered a series of shocks relatively well, owing to adept policy making and sizable international support. Despite a challenging global and regional environment, Jordan has maintained macro stability, its economy is growing, albeit at a moderate pace, and inflation is low. However, despite progress achieved, unemployment is still very high, public debt is elevated and above pre-pandemic levels, and structural challenges weigh on private sector development. |
| Date: | 2024–01–11 |
| URL: | http://d.repec.org/n?u=RePEc:imf:imfscr:2024/010&r=ara |
| By: | Hinrichsen, Simon |
| Abstract: | In 1979 Iraq was a net creditor to the world. Fifteen years later, its government debt-to-GDP was over 1, 000 per cent. At the time of the US invasion in 2003, Iraq was saddled with around 130 billion US dollars in external debt. How does a country incur so much debt, so fast? In answering this question, the article reconstructs the build-up of Iraqi debt through the 1980s and 1990s. This article is the first to create a debt series going back to 1979. The rise in Iraqi indebtedness was a consequence of global geopolitical trends in the 1980s where political lending trumped solvency concerns. It allowed Iraq to obtain financing on terms more favourable than the US government, without conditionality of reform. |
| Keywords: | Iraq; sovereign debt; war finance |
| JEL: | N15 |
| Date: | 2022–07–07 |
| URL: | http://d.repec.org/n?u=RePEc:ehl:lserod:115624&r=ara |
| By: | Osama A. Marzouk |
| Abstract: | Since the start of its national renaissance in 1970, the Sultanate of Oman (Oman) has gone over a major development in several areas, such as education, infrastructure, and urbanization. This has been powered by the revenues from exporting crude oil and natural gas, which together form the skeleton of the country's economy. In the second half of 2014, the oil prices declined strongly to about 50% of its price. This was followed by another moderate decline in the second half of 2015 and the beginning of 2016, leaving the barrel price at a low level below 30 US$ in January 2016 (as compared to above 110 US$ in June 2014). This drop had direct impacts on the economy of Oman, manifested in a large budget deficit, reduced governmental expenditure, reduced or cancelled subsidy of fuels and electricity, increase in the water tariff, and decline in deposits in banks. The country is coping with this through its 9th five-year plan (2016-2020), which adopts a strategy of diversifying the income and relying less on the traditional oil and gas sector. The country has also taken measures to facilitate private businesses. This article sheds light on these topics as well as miscellaneous data about Oman. |
| Date: | 2023–12 |
| URL: | http://d.repec.org/n?u=RePEc:arx:papers:2401.13688&r=ara |